The Best Anthem Covered Drug & Alcohol Detox in Los Angeles, California
According to the Substance Abuse and Mental Health Administration (SAMHA), 23.5 million Americans suffer from alcohol or drug use disorder. However, only 11 percent of these individuals get the appropriate help.
One of the main excuses the individuals use to avoid treatment is finances. Addiction treatment can be expensive without insurance coverage. These individuals choose to self-detox, which is unsafe because of the high chances of relapse, inability to cope with withdrawal symptoms, and more.
In the past, people have considered addiction to be a poor life choice, but it is actually a disease. Thus, many insurance programs incorporate addiction treatment in their policies.
What is Anthem Insurance?
Anthem Inc. is an insurance firm that offers insurance coverage to individuals in 14 states. It is part of the Blue Cross and Blue Shield Association (BCBSA). BCBSA’s elements include Blue Cross and Blue Shield of Georgia, Anthem Blue Cross and Blue Shield, Anthem Life Insurance, Anthem Blue Cross, and Empire Blue Cross and Blue Shield. They are also affiliated with 13 other countries. The association covers over 70 million individuals. Thirty-eight million of these are under Anthem coverage. Anthem’s affiliation with BCBSA gives it a nationwide reach.
Which Rehab Centers Accept Anthem Insurance?
Anthem has insurance covers similar to the BCBSA. Rehab centers that offer these covers will most likely accept Anthem Insurance. They include:
- Detox
- Residential treatment
- Partial Hospitalization
- Acute inpatient hospitalization
- Intensive outpatient program
- Outpatient program
Requirements a Treatment Center Must Have to Have Anthem Coverage
Anthem Inc. has the following requirements for a treatment to be accepted in their coverage. Your treatment cover will depend on:
- Where you live
- Your personal situation
- Your current Anthem insurance plan
- How bad your substance use disorder is
- Appropriateness of your cover
- Cost-effectiveness of the treatment.
Your personal situation will influence how long you stay in the rehab facility. For any extensions, a professional medical needs to communicate the necessity of the extension to Anthem. They will provide coverage for the extension if it is necessary.
Anthem Policy Covers
Anthem Inc has health insurance covers similar to BCBSA, which licenses them. There are levels to these covers. They include:
- The Bronze cover. This plan will cover 60% of your medical bills. Moreover, the monthly payments are low. However, it has high deductibles.
- The Silver Cover. This plan covers 70% of your medical expenses. It has low monthly payments and deductibles.
- The Gold Cover. 80% of your medical expenses are covered under this plan. It has low deductibles but high monthly payments.
- The Platinum Cover. The plan caters to 90% of your medical bills. Its monthly payments are higher than all the other plans, and its deductible is also the lowest.
How To Check Your Insurance Benefits?
Making phone calls is the most effective way to check your insurance benefits and raise queries. Alternatively, you can create an account on their website to view your benefits. To view, you will simply click on ‘My Plan’ and select ‘Benefits.’
You will find a tool to help you estimate the cost of your treatment.
Questions To Ask A Rehab Center
Yes, the financial aspect of treatment is important but should not be the sole determining factor in choosing a rehab center or treatment. You will need to look at your other needs to determine the right treatment.
There are four questions you can ask to help you get the right substance use disorder treatment. They include:
- How much treatment care does your current plan cover?
- What is the highest amount you will have to pay?
- How much deductible is expected for this particular treatment?
- How will Anthem determine the medical necessity of your treatment?
Get Help At a Quality Rehab Center
Anthem Insurance works with quality rehab centers like Novo Detox. Novo Detox is a detox and rehab facility based in Los Angeles. We have at least ten onsite staff 24/7 every day of the year. Our staff have over 40 years of experience. The team is made up of certified doctors, psychologists, nurses, and psychiatrists.
Our approach to addiction treatment is comprehensive. A comprehensive approach means we use both medication, counseling, mentoring, therapy like cognitive-behavioral treatment, and more.
We offer a comprehensive treatment through an individualized psychological & social assessment, History & Physical exam, toxicology, and pharmacogenomic testing. Our facilities and personnel treat addiction for heroin, alcohol, and prescription drugs like opioids, methadone, codeine, morphine, and more.
We also address various co-occurring disorders such as depression, codependency, bipolar disorder, anxiety disorder, impulse control disorder, post-traumatic stress disorder, and more. Our organization offers various levels of individualized treatment, which include inpatient program, intensive outpatient program, professional treatment program, sober living, and more.
We mainly focus on long term recovery and individualized treatment.
More than 23.5 million Americans are suffering from substance use disorder. However, a large percentage of these individuals fail to get treatment because of financial constraints and worry. However, your main worry should be on your health rather than the finances. Insurance offers a way out on the financial aspect of treatment and helps you negotiate for quality treatment.
Final Word
Anthem Inc. is a widely used insurance organization under the Blue Cross and Blue Shield Association (BCBSA). They partner with top treatment organizations to help get their client’s quality treatment. Anthem Inc. offers coverage to 38 million Americans. It mainly operates in 14 states, but the Blue Cross and Blue Shield Association offer it to access and affiliates all over the country.
Anthem offers four main insurance covers. They include:
- Bronze coverage covers 60% of your medical bills.
- Silver coverage, which caters to 70% of your medical expenses.
- Gold coverage caters for 80% of your medical expenses.
- The Platinum coverage that covers 90% of your medical bills.
There are two ways to check your insurance coverage and raise queries. You can either make a call to the number on your insurance card or through Anthem’s website.
Anthem insurance partners with facilities that offer:
- Detox
- Residential treatment
- Partial Hospitalization
- Acute inpatient hospitalization
- Intensive outpatient program
- Outpatient program
One of the addiction treatment organizations that accepts Anthem insurance coverage is Novo Detox. Novo Detox is a detox and rehab facility based in Los Angeles. We offer a comprehensive approach to treatment, which includes medication, therapy, counseling, mentoring, and holistic treatments.
Our treatment programs include inpatient programs, intensive outpatient programs, professional treatment programs, sober living, and more. We address detox and rehab for alcohol and drugs like heroin and prescription drugs.
Our team also addresses co-occurring disorders like depression, anxiety disorder, bipolar disorder, and more.
